Review of Insurance & Healthcare Options

Couples and individuals who turn to surrogacy for a gestational carrier to carry their child must first understand how the medical expenses relating to the surrogacy pregnancy will be covered. While the gestational carrier may have her own health insurance, her policy may or may not cover the surrogacy pregnancy. Even after the Patient Protection and Affordable Care Act (PPACA) went into effect on January 1, 2014, which mandated that all maternity care must be covered, various insurance providers and employers still place restrictions and exclusions on maternity care coverage for a surrogacy pregnancy.

Our attorneys work closely with Intended Parents and gestational carriers to review and analyze the terms and conditions of various health insurance policy plans to determine if the policy includes a surrogacy exclusion. Our attorneys further work closely with our clients to assist them in understanding all of their options when it comes to purchasing health insurance coverage that will cover a surrogacy pregnancy, whether by means of purchasing a surrogacy insurance policy or an alternate healthcare plan available on the market.